How It Works

Smart401k® makes it easy.

  1. We get to know you

    We’ll learn about your goals for this account and how you handle risk.

  2. We analyze your investment options

    We’ll review your retirement plan investments and work with Financial Engines’s Research Center to evaluate each one.

  3. We give you personalized advice

    We’ll give you specific allocation and investment recommendations, and you make the changes yourself.

Why Smart401k

Smart401k® gives me freedom to dream.

Because a little help can make a big difference.


What We Do

Smart401k® helps you get more.

Have money in a 401(k), 403(b), 457 or Thrift Savings Plan?  You came to the right place to get more out of it.

It’s not easy knowing how to manage your retirement plan – unless you have Smart401k investment advisors telling you exactly what to do.  We’ll create your personalized investment strategy clearly outlining some simple changes you can make to get more out of your plan.  We’ll stay in touch, so you can relax knowing we’re keeping an eye on things.  And if you have any questions about your retirement plan – or even other financial questions – our advisors are just a phone call, email or chat away.

We make it easy to get the help you need.

Get Started Today




Smart401k® has helped more than


individuals with their retirement plans.


advised more than


in assets.

Mentioned By

  • “I particularly like the suggestion for, which works with people by phone, email or online to help figure out how to invest in their employer- sponsored retirement plans such as a 401(k) or the federal Thrift Savings Plan.”
    Michelle Singletary - Washington Post
Fox Business, Market Watch, The Wall Street Journal, SmartMoney CNBC and Kiplinger

Get Started

You have too much at stake to ignore your retirement savings.

Try Smart401k for 30 days. Get started today.