Please read this Agreement carefully before accessing or using the web site. By accessing or using the web site, you agree to be bound by the terms and conditions set forth below. If you do not wish to be bound by these terms and conditions, you may not access or use the web site. Smart401k® may modify this Agreement at any time, and such modifications shall be effective immediately upon posting of the modified Agreement. You agree to review the Agreement periodically to be aware of such modifications and your continued access or use of the web site shall be deemed your conclusive acceptance of the modified Agreement.
Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that the future performance of any specific investment, investment strategy (including the investments and/or investment strategies recommended by Smart401k, or product made reference to directly or indirectly on this web site, or indirectly via link to any unaffiliated third-party web site, will be profitable or equal to corresponding indicated performance levels.
Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client`s or prospective clients portfolio. No client or prospective client should assume that any information presented and/or made available on this web site serves as the receipt of, or a substitute for, personalized individual advice from Smart401k or any other investment professional.
Historical performance results for investment indices and/or categories generally do not reflect the deduction of an investment management fee, the incurrence of which would have the effect of decreasing historical performance results.
All site design, text, code, graphics, and interfaces, and the selection and arrangements thereof, on the Site are the property of Smart401k, or their respective partners and clients unless otherwise noted, and are protected by U.S. and other international copyright laws, © 2010 , Smart401k. ALL RIGHTS RESERVED. Prior permission to use, reproduce, or reprint any photograph, illustration, artwork, or other material on the Site must be obtained from the copyright owner, regardless of the intended use. Any unauthorized use of the materials appearing on the Site is in violation of copyright, trademark, and other applicable laws and could result in criminal or civil penalties.
Compliance with Laws:
You agree to comply with all applicable laws, statutes, ordinances, and regulations regarding your use of the Site and your use of the services described therein.
The Site may contain links to other Web sites on the Internet that are owned and operated by someone other than Smart401k. Smart401k provides these links solely as a convenience. The appearance of a link does not imply Smart401k endorsement, nor is Smart401k responsible for the content of any linked site. You access linked sites at your own risk.
Smart401k is a registered investment adviser which provides independent investment recommendations for employer sponsored retirement plans. Smart401k is under common ownership with Financial Engines. Financial Engines is a nationwide system of registered investment advisers, which include affiliated companies and independently owned and operated franchises. Individual Stores are SEC or state registered investment advisers. Each Store can offer investment advisory services to prospective and existing clients in the state where the Store is located, while a number of Stores may also offer advisory services in nearby or other states.The adviser may not transact business in states where it is not appropriately registered, excluded or exempted from registration. Financial Engines and Smart401k are separate but affiliated companies. They are not responsible for each other’s services or policies. Each entity is its own separate entity that provides services for its client independent from the other. Prospects or clients may directly retain the services of Financial Engines.
If any provision of these Conditions of Use shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions.