Smart401k Blog

  • Drafting your Investment Team

    It’s almost that time of year again – the time where you begin to trade your Sundays on the lake for some time in front of your TV, eagerly hoping that your favorite football team finally has a successful season. Being a Chiefs fan for as long as I can remember, I’m not expecting good things anytime soon. Luckily though, I am also involved in our work-sponsored fantasy football league, ensuring that my Sundays will almost certainly be unproductive for the next few months.
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  • What are sector funds, and how do they affect my retirement account?

    As their name implies, sector funds are mutual funds that invest in a particular sector of the market. For example, Fidelity Select Health Care invests only in health care companies. The idea behind these funds is to allow investors to bet on specific sectors of the market. Sectors funds can give you access to a manager that only focuses on that particular industry or country which can work to an investor's advantage.
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  • International Funds Aren't All the Same

    As part of a well diversified portfolio, we feel most investors should have some exposure to international funds. There are several different types of international funds to select from. From my experience talking to investors, it appears many are unsure of the differences between the different types of international funds. For example, if I asked my family or friends, whom I would consider similar to the average investor, to tell me what the differences between a world stock fund, foreign fund and emerging market funds are, they would be hard pressed to do so. Yes, they are all international funds, but each has an entirely different investment strategy. Today I hope to help you (and hopefully my friends and family) understand the differences between these types of international funds.
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  • What to Do after the Collapse of Lehman Brothers?

    In the flood of news that has come out recently, it's tough to see anything but doom and gloom. But before you hit the "sell" button, it's important that you stop and make sure that your decision makes sense from an intellectual, rather than an emotion perspective.
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  • Smart401k October 1st Allocations Update

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  • Why I'm Buying into the Market and My 401(k) Challenge

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  • When the Market Gives you Lemons

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  • Economic Crisis – Mortgage Backed Securities

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  • Stick to Your Gameplan

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  • How Past Elections have Affected the Market

    With the election upon us many of you might be wondering how the stock market might react depending on who's elected. So without further ado, here are some interesting statistics on market conditions prior to and after a presidential election. Currently (and unfortunately) we are going into this election with the DOW down approximately 30% YTD (as of 11/03/08).
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