Smart401k Blog

  • Keep Your Hand Out of the 401(k) Cookie Jar

    If you frequent this blog or speak with any of our investment advisors, you know that at Smart401k, we’re not fans of 401(k) loans. They come with some pretty big negatives, such as the loss of compounded tax-deferred growth on the borrowed amount. Yet many plan participants still dip into the 401(k) loan “cookie jar.”
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  • Plan for Holiday Spending Now to Avoid Costly Mistakes Later

    It’s hard to believe October is already upon us, which can only mean one thing – the beginning of what can be one of the most horrifying times of the year. And no, I’m not referring to Halloween (or even Thanksgiving, which can be downright scary for the serious dieters and fitness buffs out there). Cooler temperatures, spooky costumes and colorful landscapes mean the holiday shopping season is right around the corner. Time to start thinking ahead!
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