Smart401k Blog

  • 5 401(k) Mistakes to Avoid

    Setting up retirement plan contributions and choosing investments is the first step toward saving for your future. There are, however, mistakes that can derail the best retirement aspirations if investors are not careful.
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  • Top 10 401(k) Questions You May Be Too Embarrassed to Ask (Part I)

    Have you ever felt hesitant to ask your investment advisor (or anyone else, for that matter) a question about investing or retirement planning? When it comes to these complicated topics, there are truly no stupid – or overly simple – questions. Though you might feel embarrassed asking a question if you think you “should” already know the answer, you’re better off getting the information than continuing to live in the dark about something so important and personal. After all, it’s your money … don’t you want to be confident about what you’re doing with it?
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  • 5 401(k) Mistakes to Avoid

    Setting up retirement plan contributions and choosing investments is the first step toward saving for your future. There are, however, mistakes that can derail the best retirement aspirations if investors are not careful. Here are five retirement investing traps to avoid: Not knowing your personality. When it comes to investing, knowing your personality is the key to maintaining any strategy. Picking investments based solely on what friends, coworkers, or family members are using is not typically a wise idea. Those individuals may have a higher or lower tolerance for investment risk or have different investment goals.
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