Smart401k®

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About Smart401k

Smart401k online investment advice has helped more than 25,000 individual investors with their retirement plan investments since starting in 2003. We've advised on more than 10,000 different company retirement plans, dedicating ourselves to providing an independent opinion and easy-to-use investment advice.

Smart401k advice is provided online, but the recommendations are created by licensed investment advisers. The adviser team is available to talk with you about your retirement investment questions or help you as you transition from one life event to another.

It takes less than 15 minutes.

Meet Our Team

 Scott Holsopple CEO Smart401k

Scott Holsopple, President

Scott joined Smart401k as president in August 2007. Scott has provided a vision for an enhanced product and company growth. He is passionate about engaging Smart401k members in retirement planning and helping investors take control of their retirement dreams. Prior to Smart401k, Scott worked for an $11 billion venture capital and private equity firm focusing on financial services and technology industries. Earlier in his career, Scott was an investment banker at TD Securities. He graduated with distinction from The Pennsylvania Sate University with a B.S. in Finance and was a member of the varsity track team. 

Follow Scott on twitter @Smart401k

 

Chris Bouffard, Chief Investment Officer

Chris has been the CIO of The Mutual Fund Research Center® since January of 2013. He is responsible for directing the Research Center's investment manager research and managing the firm's asset allocation models. He brings 20 years of experience to the role, most recently as Vice President of Portfolio Research at American Century Investments. Previously, he was Manager of Closed-End Fund Products and Research at Lipper, a Thomson Reuters company. He is a CFA charterholder, a member of the CFA Institute, and a member, as well as past president, of the CFA Society of Kansas City. He graduated from The University of Vermont.

 

Randy Schaller, CFP, Senior Investment Advisor

Randy joined Smart401k in March of 2011. Prior to that, he spent two years at State Street Bank & Trust Co. He also worked as a Financial Planning Associate for 3½ years at a private wealth management firm in Kansas City. Randy holds a Bachelor of Business Administration, and took prep coursework through the Financial Planning program at the Boston University Institute of Finance earning his Certified Financial PlannerTM designation. About his job at Smart401k, Randy said, “Planning for retirement, and ultimately reaching retirement, are important steps in the lives of many people. I enjoy being a part of the process, helping people develop and implement a plan to reach retirement goals and serving as a resource along the way.”

 

Elizabeth Kennedy, Client Relationship Manager

Elizabeth joined Smart401k in April 2012 and works closely with Smart401k’s plan sponsor clients as client relationship manager. She also manages the participant communication program, creating targeted communication strategies to help plan sponsors drive participant behavior. Before coming to Smart401k, Elizabeth was a communications strategist with J.P. Morgan Retirement Plan Services. Earlier in her career, she was manager of employee communications and services for Universal Studios Orlando. She graduated with honors from Temple University with a B.A. in communications.

 

Ray Dyches, Investment Advisor

Ray joined Smart401k in 2012. Prior to working at Smart401k, Ray worked for Charles Schwab’s Retirement Plan Services Department. He also spent time earlier in his career working in trading firms where he specialized in futures and options. Ray graduated from Brigham Young University – Idaho with a B.S. in Business-Finance. Ray believes time is one of the most important elements in retirement planning. Specifically, he wants retirement planners to use time to harness the power of compounding. “Make your money work for you to accomplish your retirement goals."

 

Andrew Thomas, Investment Advisor

Andrew joined the Smart401k team in December 2011. He is a 2010 graduate of Emporia State in Kansas with a B.S. in Economics. In his free time, Andrew enjoys the outdoors and spending time with family.

Evan Davis, Marketing & Communications Associate

Evan started with Smart401k in July 2011. Prior to joining Smart401k, Evan worked for the economic development office in his home State of South Dakota. He graduated with a B.A. in Public Relations and Advertising from the University of South Dakota and enjoys his free time playing basketball and golf.

Get Started!

It takes less than 10 minutes.

Smart401k is a registered investment adviser which provides independent investment recommendations for employer sponsored retirement plans. Smart401k is under common ownership with The Mutual Fund Store. The Mutual Fund Store is a nationwide system of registered investment advisers, which include affiliated companies and independently owned and operated franchises. Individual Stores are SEC or state registered investment advisers. Each Store can offer investment advisory services to prospective and existing clients in the state where the Store is located, while a number of Stores may also offer advisory services in nearby or other states. The adviser may not transact business in states where it is not appropriately registered, excluded or exempted from registration. The Mutual Fund Store and Smart401k are separate but affiliated companies. They are not responsible for each other’s services or policies. Each entity is its own separate entity that provides services for its client independent from the other. Prospects or clients may directly retain the services of The Mutual Fund Store.

The Mutual Fund Research Center, an affiliate of The Mutual Fund Store and Smart 401k, is an SEC registered investment adviser which provides asset allocation and mutual fund recommendations, as well as market and economic research to each Store in The Mutual Fund Store organization and their advisors. This includes the Store that provides you with advisory services. The Research Center does not manage client assets but rather provides non-discretionary investment advisory services to affiliates, including Smart401k. The Research Center provides templates of various asset allocation models for use by Smart401k Advisors. These templates include a range of asset allocation models from the most conservative to the most aggressive. Smart401k is responsible for evaluating and determining the proper asset allocation for a particular client and implementing an investment strategy for that client.